The First All-Digital,
AI-Powered CDFI
Expanding access to capital, financial education, and investment opportunities — faster, fairer, and fully digital.
Limited Access to Capital?
✗Traditional banks rejecting loan applications due to credit requirements
✗Lack of financial education and business planning resources
✗Limited funding options for underserved communities and minority-owned businesses
✗Complex application processes that discourage entrepreneurs
We Provide Financial Solutions That Empower
Flexible lending criteria designed for underserved entrepreneurs
Comprehensive financial education and business counseling
Streamlined digital application process with quick approvals
Ongoing support and technical assistance for business success
Our Financial Services
Comprehensive financial solutions designed to empower underserved communities and drive economic growth
Small Business Lending
Access to affordable capital for small businesses and entrepreneurs in underserved communities, with flexible terms and competitive rates.
Financial Education
Comprehensive financial literacy programs, business planning workshops, and one-on-one counseling to build financial knowledge and skills.
Technical Assistance
Expert guidance on business development, loan preparation, financial management, and strategic planning for long-term success.
Community Development
Investing in community infrastructure, affordable housing initiatives, and economic development projects that create lasting impact.
Investment Opportunities
Connecting impact investors with community development projects and providing opportunities to support underserved markets.
Powered by ceanna™
Our proprietary AI technology that revolutionizes community development financial services
Intelligent Financial Analysis
ceanna™ uses advanced machine learning algorithms to analyze financial data, assess credit risk, and provide personalized lending recommendations. Our AI evaluates thousands of data points to make fair and accurate lending decisions that traditional banks might miss.
Automated Underwriting
Experience the future of lending with ceanna™'s automated underwriting process. Our AI reviews applications in real-time, providing instant preliminary decisions while maintaining the highest standards of due diligence and regulatory compliance.
Predictive Analytics
ceanna™ doesn't just process applications—it predicts success. Using historical data and market trends, our AI identifies patterns that help entrepreneurs succeed, offering proactive advice and resources before challenges arise.
ceanna™ Features
Real-time Risk Assessment
Instant credit evaluation with 95% accuracy
Fraud Detection
Advanced AI algorithms prevent fraudulent applications
Market Intelligence
Real-time market analysis for better lending decisions
Compliance Automation
Ensures all lending meets regulatory requirements
ceanna™ is a proprietary AI technology developed by Community Tech Financial Corp.
Success Stories from Our Community
"The funding and financial education I received helped me expand my bakery from a home-based business to a thriving storefront. The process was straightforward and the support team was incredible."
Maria Santos
Owner, Maria's Bakery
"As a minority-owned tech startup, we faced significant barriers getting traditional bank loans. This CDFI not only provided the capital we needed but also connected us with invaluable business mentors."
James Wilson
CEO, TechBridge Solutions
"The financial counseling and flexible loan terms allowed me to purchase my first delivery truck and grow my landscaping business. I've been able to hire 3 employees and serve more customers."
Roberto Martinez
Owner, Green Valley Landscaping
Community Impact That Matters
Creating lasting change in underserved communities through strategic investments and support
$2.5M+
Capital Deployed to Small Businesses
500+
Jobs Created in Local Communities
1,200+
Entrepreneurs Financially Educated
85%
Business Survival Rate After 2 Years
Simple 3-Step Process
From consultation to funding, we make financial empowerment accessible
Initial Consultation
Schedule a free consultation to discuss your business goals and explore funding options that fit your needs
Application & Review
Submit your application through our streamlined digital platform with guidance from our financial experts
Funding & Support
Receive funding quickly with ongoing support, financial education, and technical assistance for long-term success